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15-Dec-2017 03:48

As predicted last year, the pressures of covering costs and limited income opportunities means a small number of students continue to rely on gambling and adult work as ways to make money.Finding extra cash to put aside is a tough ask for many students: 40% of you have less than £100 in savings … The good news: well over a third of you (39%) have up to £2,500 stuffed into savings.As the UK gears up for a new academic year, we investigate how much uni you get for your cash.It's definitive, insightful and ruthlessly honest: it's the National Student Money Survey 2017.In fact, if you take a look at the gauge above, you’ll see the average monthly maintenance instalment can be as much as £221 short of what students need to live on (full stats here).Which begs the question: where does the government think students magic the extra cash from?While the Bank of Mum and Dad remains a top stop for income at any time of the year…The parental contribution is always going to be a thorny issue, with a third of students saying they don't get enough financial support.Loads of you also feel hard done-by on behalf of your folks, saying uni costs strain family finances and make you feel guilty about asking for help.

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Once again, parents are a lifeline for most students, with half of you also turning to your bank for overdrafts or loans.

Worryingly, half of all students said they’d experienced mental health issues as a result of money problems, with 42% also saying hardship takes a toll on relationships with friends and family.

Perhaps unsurprisingly, we received lots comments saying being poor at uni can be a lonely experience.

Short of magic money trees and Lotto wins, we wanted to know where students find the money for everyday living costs. Parents are likely to be feeling the pinch around now, with 71% of students relying on money from their folks to make ends meet (up from 69% in 2016).

This is such a huge issue that we created a parental contribution calculator which shows how much parents should be helping their child(ren) out at uni.After this point it became almost obsessive and I wouldn't go to the shops and do a weekly food shop …

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